203K Max Loan Amount Can Renovations Be Included In Mortgage Mortgage lenders generally require any renovations to be completed before a mortgage loan can be approved and closed. The federal housing administration (fha) 203(k) loan program provides an.In all other areas, the maximum loan amount is between $275,665 and $636,150. You can find the maximum amount for your area here. What Else Determines the maximum fha loan Amount. The maximum FHA loan amount depends largely on where you live. However, that just provides you with the maximum amount you may be able to borrow. You must qualify for.